Medium Risk

Medium Risk refers to merchants that fall in between low and high-risk classifications. These merchants may operate in industries that are somewhat prone to chargebacks or fraud but are not as risky as those in the high-risk category.

Medium risk merchants may face higher processing fees than low-risk merchants but can usually obtain merchant accounts more easily than high-risk merchants. Examples of medium-risk businesses could include those that sell high-ticket items, operate online-only, or have a higher than average chargeback rate.

These businesses may be subject to additional underwriting requirements or may be required to maintain a reserve account. It is important for medium-risk merchants to work with a payment processor that understands their industry and can provide tailored solutions to manage their specific risks.