Invisible Payments

Invisible Payments refer to transactions that occur seamlessly in the background without the need for the customer to take any explicit action at the time of the transaction. Examples include subscription services, which automatically charge a customer’s account each billing period, or ride-sharing apps, which charge a customer’s saved payment method upon completion of a ride.

Invisible payments can enhance customer convenience and streamline the checkout process but require strong security measures to protect customer data. Due to the nature of invisible payments, it is vital that merchants are transparent with their customers about the recurring nature of the charges, and obtain explicit consent before initiating the first payment.

Merchants should also have systems in place to notify customers of any changes to the payment amount or schedule, and provide an easy way for customers to cancel or modify their subscription.