An eCheck — short for electronic check — is a digital version of a traditional paper check, utilized for making payments over the internet. Echoing the functionality of its paper counterpart, the eCheck provides a familiar and straightforward method of online payment. Its digital nature, however, allows it to be processed in fewer steps, contributing to its efficiency.

eChecks boast more security features than standard paper checks, as they utilize electronic encryption to protect information. They are governed by the same laws and regulations as paper checks, rendering them a secure and legally recognized form of payment.

The use of eChecks is seen as an eco-friendly alternative to paper and is often preferred by businesses for its cost-effectiveness and convenience.