Consumer Cards

Consumer Cards are credit or debit cards that are issued to individual consumers for their personal use. Consumer cards stand in contrast to ‘commercial cards,’ which are distributed to businesses for handling business-related expenses.

Consumer cards are employed for a wide range of everyday purchases, spanning necessities like groceries, to luxuries like dining and entertainment. Often, these cards are tied to rewards programs which provide the cardholder with certain benefits like cashback, points, or travel miles, contingent on their spending habits and the volume of their purchases.